Vahani Investments Private Limited provides transparent, responsible financing solutions — from personal needs to business growth — with integrity at every step.
Vahani Investments Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India, headquartered in Mumbai, Maharashtra. We are committed to providing accessible, affordable, and transparent credit solutions to individuals and enterprises across India.
Our name, derived from the Sanskrit word vahana (vehicle/carrier), reflects our mission: to be the vehicle that carries our clients towards their financial goals — whether that is a personal milestone or scaling a business to its next stage of growth.
We operate with strict adherence to RBI guidelines, fair lending practices, and a customer-first philosophy. Every borrower is treated with dignity and every transaction is underpinned by transparency in pricing, terms, and collections.
Fully licensed NBFC operating in compliance with all Reserve Bank of India regulations and guidelines.
We assess repayment capacity carefully and never encourage over-borrowing.
Your financial information is handled with the highest standards of security and confidentiality.
All fees, interest rates, and charges are disclosed upfront — no hidden costs, ever.
Registered Name: Vahani Investments
Regulator: Reserve Bank of India (RBI)
Category: Non-Banking Financial Company (NBFC)
Registered Office: 7, Mulund Vaibhav, Zaver Cross Road, Mulund (W), Mumbai – 400080
Compliant with RBI's Fair Practices Code for NBFCs and KYC/AML guidelines.
Member of the Credit Information Bureau (India) Limited (CIBIL) reporting framework.
We offer two focused loan products, each designed with clear eligibility criteria, competitive rates, and simple documentation requirements.
| Interest Rate | 14% onwards p.a. |
| Processing Fee | Up to 2% + GST |
| Prepayment (after 8 EMIs) | 4% on outstanding principal |
| Prepayment (up to 8 EMIs) | 8% on outstanding principal |
| Repayment Mode | ECS / NACH / UPI auto-pay |
| Interest Rate | 14% onwards p.a. |
| Processing Fee | Up to 1.5% + GST |
| Prepayment (after 8 EMIs) | 4% on outstanding principal |
| Prepayment (up to 8 EMIs) | 8% on outstanding principal |
| Repayment Mode | NACH mandate / PDCs |
In accordance with RBI guidelines for NBFCs, Vahani Investments Private Limited has adopted the following Fair Practice Code to ensure ethical, transparent, and responsible lending.
All loan applications, sanction letters, and agreements are provided in English and/or the vernacular language. Interest rates, fees, and all terms are clearly disclosed before disbursement.
We conduct thorough creditworthiness assessments before sanctioning any loan, ensuring borrowers have the capacity to repay. We do not encourage over-borrowing.
Vahani Investments does not discriminate on grounds of gender, religion, caste, community, or place of origin. Loan appraisal is based solely on creditworthiness and repayment capacity.
Collections are conducted in a respectful and lawful manner. Recovery agents operate only within permitted hours and we never use abusive language, threats, or harassment.
Borrowers have the right to receive a copy of all loan documents, an amortisation schedule, and a loan account statement on request.
We maintain a structured grievance redressal mechanism. Our Nodal Officer handles escalations, and unresolved complaints can be escalated to the RBI Ombudsman.
This Fair Practice Code has been approved by the Board of Directors and is reviewed annually. In the event of any conflict between our internal policies and RBI guidelines, RBI guidelines shall prevail. The Company shall not charge any fee for providing information on the status of loan applications. Penal interest, if charged, shall be on the overdue amount only and shall not be compounded.
We are committed to resolving all customer complaints promptly and fairly. Please follow the escalation matrix below.
Contact our Customer Care team first. We acknowledge all complaints within 2 business days and resolve them within 7 business days.
admin@vahaniinvestments.comPhone: +91 93217 97678 (Mon–Fri, 10 AM – 6 PM)
If unresolved within 7 business days, escalate to our designated Nodal Officer. Resolution target: 15 business days.
admin@vahaniinvestments.comNodal Officer: Ms. Hiral Parekh
Vahani Investments Pvt. Ltd., Mumbai
If unresolved after 30 days, approach the RBI Integrated Ombudsman Scheme (RBI-IOS).
cms.rbi.org.inToll-free: 14448 (9 AM – 5 PM)
Have a question about a loan product or your application? We're here to help.
Vahani Investments
7, Mulund Vaibhav, Zaver Cross Road,
Mulund (W), Mumbai – 400080,
Maharashtra, India
Customer Care: +91 93217 97678
Mon–Fri: 10:00 AM – 6:00 PM
admin@vahaniinvestments.com
Website: vahaniinvestments.com
Email us with your name, contact number, loan type, and required amount. Our team responds within 1 business day.